Insurance for Momprenuers

As a mompreneur myself, I know what your business means to you! It is our baby, it is our pride and gives us the ability to financially care for our family!! I also know that being in business means juggling many things and therefore forgetting to look at the “what-ifs” of life. That way, if (God forbid), you have been given a health challenge, you know you can afford to take the time to focus on your health and know your family and business can continue paying the bills.

Health

For the most part, the Canadian healthcare system pays for basic healthcare services however, not everything healthcare related is covered, in reality, 30% of our health costs* are paid for out of pocket such as prescription medication, dental, extended health etc. For business owners, there are 3 ways you can pay for healthcare expenses:

Out of pocket with after tax dollars

Health Insurance

Health Spending Account

A health spending account is an account designed to pay for your medical expenses, the benefit is tax free to you and tax deductible to your corporation. To learn more about this, please talk to us.

Disability

Most people spend money on protecting their home, car and belongings but it’s easy to forget to protect the most important thing of all: Your ability to make a living.

If you can’t make a living, how can you keep your business running; how can you provide for your family? Unfortunately one in three people will be disabled for 90 days or more at least once before the age of 65.

Disability insurance can provide a monthly income to help you and/or your business running.

Critical Illness

Fortunately in Canada, the healthcare system pays for basic healthcare services for Canadian citizens and permanent residents. However, not everything healthcare related is covered, in reality, 30% of our health costs* are paid for out of pocket or through private insurance such as prescription medication, braces, dental, glasses, physiotherapy, etc.. Moreover, if you travel outside of Canada, medical emergencies can be extremely expensive.

Life

For a mompreneur, not only do your employees depend on you for financial support but your loved ones do too. Life insurance is important because it can protect your business, your family and also be a form of investment for excess company funds.

Are you ready to invest in making sure you and your business are protected?

So let’s get you fired up to make the big bucks, remove your money limiting beliefs so that you can live a life you always dreamed of and continue helping others in return!